Corporate Banking Group - Product offerings:

Working capital finance:

Over draft and cash credit limits are provided against stocks\inventory and receivables.

Corporate loans:

To facilitate margins to meet working capital margins\ onetime bulk orders

Term loans:

For investment in fixed assets for example, plant and machinery, sheds, buildings,      furniture etc., payable in installments

Bill Finance:

Purchase\sale bill discounting

Export \ Import finance:

Pre and post shipment finance, forward covers, buyer’s credit and finance in
     foreign currency.

Corporate current accounts:

Current accounts with any branch banking, free remittance and payable at par
     cheque facilities.

Business Banking Group - Product offerings:
Working capital finance:

Over draft and cash credit limits are provided against stocks\ inventory and receivables.

Demand loans:

To facilitate margins to meet working capital \ onetime bulk orders \ short term
     working capital gaps.

Term loans:

For investment in fixed assets, for example, plant and machinery, sheds, buildings,      furniture etc., payable in instalments

Loans against receivables :

Against rents \tolls\job works \ service charges receivable over a contracted period

Dealer financing:

Cash credit\bill limits to dealers of large corporates, through corporate arrangement
     with or without recourse to corporates

Vendor financing:

Bill Discounting limits to vendors of large\medium corporates for purchases of      corporates

Equipment financing:

Finance to vendors purchasing equipments from manufacturers through
     corporate arrangement.

Developer\Builder finance:

Finance to builders and developers for construction of commercial \ residential      complexes

Trade finance:

Inland\foreign letters of credit\bank guarantees for facilitating domestic\ overseas
     trade transactions guarantees

Corporate current accounts:

Current accounts with any branch banking, free remittance and payable at par
     cheque facilities

Export\ import finance:

Pre and post shipment finance, forward covers, buyer’s credit and finance in
     foreign currency.

CBBG (Corporate and Business Banking Group) - Product offerings:

CBBG (Corporate and Business Banking Group) is endeavoring to cater to its diverse clientele by offering structured products to few identified high potential industry clusters such as Auto, Agri, Pharma and Logistics.

Commodity Based Funding:

It’s a commodity based funding line. Under this product CBBG offers processors,      traders, market intermediaries and farmers for funding against their stock of agricultural      commodities. We have our service providers in important commodity cluster to reach you      whichever corner you are in, just to ensure the right facility is available to you at the      right time.

Funding for Automotive Component Industry:

Indian automotive industry is truly on the fast lane and so its ancillary activities. DCB      offers a program line of credit facility to manufacturers of auto components and vendor      of Original Equipment Manufacturers (OEMs).

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