Introducing “Gold Card Scheme For Exporters” to meet the working capital needs of credit worthy exporters with good track record subject to their fulfilling the specified eligibility norms.

• The applicable rate of interest to be charged under the gold card scheme will not be more than the general rate for export credit and within the ceiling prescribed by RBI.
• Concessional rate of interest on post shipment rupee credit applicable up to 90 days may be extended for a maximum period up to 365 days.
• The Gold Card Exporters will be given preference for grant of packing credit in foreign currency (PCFC) subject to availability of foreign currency funds.
• Credit applications complete in all respects will be disposed within 25 days & renewals will be disposed within 15 days of their receipt.
• Standby limit of 20% will be sanctioned to all the Card Holders over and above the sanctioned limit to meet credit demands arising out of receipt of sudden orders.
• Concessional fee structure is offered in respect of services to be provided for the card holders.
• The Gold Card will be issued for a period of 3 years and will be automatically renewed for a further period of three years unless there are adverse features / irregularities in the account.
• Simplified format of loan application as suggested by Indian Banks Association will be accepted under the scheme.

Please visit your nearest DCB Branch for further details.