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Non Residential (External) Term Deposit (with effect from April,1st 2008 )
Term	Interest (% per annum)
1 year to less than 2 years	2.49%
2 years to less than 3 years	2.50%
3 years only	2.81%

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Foreign-Exchange rate schedule for spot transactions (valid for transactions upto Rs. 2,00,000.00 equivalent in any currency . Rates updated on 14-05-2008)
		TT		Bills		TC		CN
Units	Currency	Sell	Buy	Sell	Buy	Sell	Buy	Sell	Buy
1	USD	42.49	42.16	42.58	42.11	43.30	40.85	43.30	40.85
1	EUR	66.07	64.76	66.18	64.69	66.50	62.40	66.50	62.40
1	GBP	82.93	81.69	83.09	81.61	83.50	79.15	83.50	79.15
100	JPY	40.70	40.10	40.79	40.06	41.15	38.20	41.15	38.20
1	CHF	40.45	39.85	40.53	39.81	40.75	38.15	40.75	38.15
1	DKK	8.83	8.70	8.85	8.69	0	0	0	0
1	NOK	8.41	8.29	8.43	8.28	0	0	0	0
1	SAR	11.51	11.06	11.53	11.05	0	0	0	0
1	AUD	40.09	39.30	40.16	39.26	40.50	38.05	40.50	38.05
1	CAD	42.44	41.81	42.53	41.77	42.95	39.45	42.95	39.45
1	AED	11.61	11.44	11.63	11.43	0	0	0	0

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Foreign Currency Deposit Interest Rates (FCNR Deposit Interest Rates valid from April,1st 2008 )
Currency	1 yr & above but less than 2 yrs	2 yrs & above but less than 3 yrs	3yrs
USD	1.74%	1.75%	2.06%
GBP	5.09%	-%	-%
EUR	3.98%	-%	-%
* Interest rates are subject to change from time to time. Applicable rates
* will be given as on the date of receipt of the funds by the bank

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Penalty for Premature Closure of Deposits
Size of Deposit	7 - 13 days	14 - 29 days	30 days & above
Less than 15 Lacs	No Interest	0.50% less than the applicable rate	0.50% less than the applicable rate
15 Lacs to less than 10 Crores	No Interest	No Interest	2% less than the applicable rate
10 Crores and above	No Interest	No Interest	3% less than the applicable rate