Development Credit Bank | Interest rates at a glance

Non Residential (External) Term Deposit (with effect from December 29, 2011 )
Term	Single Deposit of:
Term	Less than Rs. 15 lakhs	From Rs. 15 lakhs to less than Rs. 50 lakhs
1 year to less than 13 months	8.00%	8.75%
13 months	9.50%	9.75%
More than 13 months to less than 15 months	8.00%	8.75%
15 months	8.50%	9.00%
More than 15 months to less than 16 months	8.75%	9.00%
16 months	9.00%	9.00%
More than 16 months to less than 18 months	8.00%	8.50%
18 months	9.75%	10.00%
More than 18 months to less than 19 months	8.00%	8.50%
19 months to 24 months	9.50%	9.50%
More than 24 months to less than 36 months	8.00%	8.50%
36 months	9.30%	9.50%
More than 3 years to less than 5 years	8.00%	8.50%
5 years	9.30%	9.50%
Rates of Interest are subject to revision without notice.
For interest rates on any single deposit of Rs. 50 Lakhs and above, please contact the DCB Bank Branch or Customer Care
There is no additional benefit to Non Resident Senior Citizen.
If a deposit is withdrawn before 1 year term, no interest shall be payable.
For premature withdrawals of deposits (for single deposit of less than Rs100 Lakhs), Bank will pay 1% lower from the rate as applicable for which the tenure deposit was held with the bank.
For premature withdrawals of deposits (for single deposit of Rs100 Lakhs and above), Bank will pay 2% lower from the rate as applicable for which the tenure deposit was held with the bank.

Foreign-Exchange rate schedule for spot transactions (valid for transactions upto Rs. 2,50,000.00 equivalent in any currency . Rates updated on 03-02-2012)
		TT		Bills		TC		CN
Units	Currency	Sell	Buy	Sell	Buy	Sell	Buy	Sell	Buy
1	USD	49.37	48.92	49.47	48.93	50.20	47.40	50.20	47.40
1	EUR	65.20	63.91	65.31	63.85	65.65	61.60	65.65	61.60
1	GBP	78.32	77.15	78.47	77.08	78.90	74.80	78.90	74.80
100	JPY	65.03	64.06	65.16	64.00	65.60	61.15	65.60	61.15
1	CHF	53.96	53.16	54.07	53.11	54.30	50.90	54.30	50.90
1	DKK	8.75	8.62	8.77	8.61	0	0	0	0
1	NOK	8.48	8.36	8.50	8.35	0	0	0	0
1	SAR	13.37	12.85	13.40	12.84	0	0	0	0
1	AUD	53.07	52.02	53.16	51.97	53.55	50.20	53.55	50.20
1	CAD	49.57	48.83	49.67	48.78	50.10	46.15	50.10	46.15
1	AED	13.49	13.29	13.52	13.27	0	0	0	0

Foreign Currency Deposit Interest Rates (FCNR Deposit Interest Rates valid from February 1, 2012 )
Currency	1 yr & above but less than 2 yrs	2 yrs & above but less than 3 yrs	3yrs
USD	2.35%	1.78%	1.87%
GBP	3.14%	2.49%	2.51%
EUR	2.98%	2.42%	2.50%
CAD	3.12%	2.44%	2.50%
AUD	6.13%	5.09%	5.13%
* Interest rates are subject to change from time to time. Applicable rates will be given as on the date of receipt of the funds by the bank

Penalty for Premature Closure of Deposits
Size of Deposit	7 - 13 days	14 - 29 days	30 days & above
Less than 15 Lacs	No Interest	0.50% less than the applicable rate	0.50% less than the applicable rate
15 Lacs to less than 10 Crores	No Interest	No Interest	2% less than the applicable rate
10 Crores and above	No Interest	No Interest	3% less than the applicable rate