A comprehensive Insurance policy that gives you the confidence that all dreams for your child are fulfilled. Go ahead, have BIG Dreams for your child ……. they WILL come true!

Plan at glance
Issue ages	Parent / Grandparent: Age 18 – 60 yrs with a Child Age: 13 years or younger
Term of Coverage	5 – 18 years
Premium Paying period	Regular Pay only
Guaranteed Maturity Benefit (GMB) Min	100% Option – Rs.75, 000 200% Option – Rs.37, 500 300% Option – Rs.25, 000
Premium & SA Min	No Min – Depends on the Guaranteed Maturity Benefit (GMB) selected by the customer.
Sum Assured	Option to increase the life cover with Enhanced Sum Assured (ESA).
Choice of funds	Protector, Builder & Enhancer with asset allocation, premium redirection and switching.
Withdrawal facility	Available after 3rd Policy Yr from the non-guaranteed portion of the Fund Value. Min withdrawal of Rs.5,000.
Top up	Min Rs 500 (if top-up premium less than 25% of cumulative annual premiums). Min Rs. 5,000 (if top-up premium more than 25% of cumulative annual premiums. There will be an impact on SA).
Riders	Accidental Death & Dismemberment Benefit (ADD)
Death Benefit	SA paid upfront, policy continues & future premiums paid by BSLI.
Maturity Benefit	Higher of GMB or Fund Value
Settlement Period	5 years in case of 200% or 300% GMB options with staggered payments.
Tax benefit	Sec 80 C & 10(10D)**
Key Benefits: Choose your Guaranteed Maturity Benefit (GMB) to available at age 18 of the child Get More – Select from 200% / 300% of the GMB at the end of the term No Upfront Charge – 100% of premium is allocated to the Investment Fund Options chosen      each year Maximize Returns – Choose from 3 Investment Fund Options with facility to allocate and      premium Increase profits – Additional investments in the form of Top-Ups with as little as Rs 500      from day one, adding to your guaranteed portion! Liquidity – Partial withdrawal allowed, ensuring access to money at time of emergency Comprehensive Risk cover – On death Sum Assured is paid upfront. The policy will      continue with future premiums being paid by BSLI till maturity. (NO CAP ON PREMIUM) Protection – Choose the enhanced life cover over the basic risk cover Tax Benefit at all times – on Premium contribution, on Withdrawal, Surrender, Maturity, or      Death. Make your Children’s Dreams come true! Pick your Minimum Maturity Benefit – Guaranteed! Pick how you want it paid – 100% at 18 yrs plus more for 5 yrs in the 200% % 300%      option – Guaranteed! Add even more with Top-Ups – Add to your Guarantees Know we are there if you are not – Guaranteed! Plus have all the Maximum upside of market-linked returns with 100% of your premium      allocated from Day 1 DISCLAIMERS: Insurance is the subject matter of the solicitation. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market and the insured are responsible for his or her decision. The policy is underwritten by Birla Sun Life Company Ltd For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale. Conditions apply (where ever applicable) Tax benefits are subject to changes in the tax laws. Please contact your tax consultant for actual tax calculation Back