Schedule of Fees
Particulars |
Charges
|
Loan Processing charges |
0.5% of the loan amount, subject to a minimum of Rs. 5000/-, of which 2500/- would be payable at the time of loan application (by way of a cheque / PO / DD), balance would be deducted at the time of loan disbursement.
|
Prepayment Charges *
|
2% (on the principal outstanding including any part pre-prepayment during a block of 12 months from the date of full disbursal, which was not charged earlier)
|
Part – Prepayment Charges **
|
Up to 25% of principal outstanding in a block of 12 months from the date of full disbursal - NIL.
> 25% of principal outstanding in a block of 12 months from the date of full disbursal - 2% (on the total part prepayment amount)
|
Penal Interest
|
3% per month.
|
Cheque/ECS swap charge |
Rs. 500/- per event |
Document Retrieval charge |
Rs. 500/- per event |
Cheque bounce charge |
Rs. 500/- per event |
Amortization Schedule |
Rs. 100/- per schedule |
Statement of Account |
Rs. 100/- per statement |
Foreclosure statement |
Rs. 100/- per statement |
Duplicate ‘No Objection Certificate’/’No Dues Certificate’ |
Rs. 100/- |
Revalidation of ‘No Objection Certificate’ |
Rs. 100/- per NOC |
Provisional Income Tax certificate |
NIL |
Final Income Tax Certificate |
NIL |
Interest Certificate |
NIL |
Change of Address |
NIL |
Agreement Copy |
NIL |
‘No Objection Certificate’/’No Dues Certificate’ |
NIL |
* Pre-payment of a Home loan is not permissible in first 12 months of full disbursal.
** No part pre-payment allowed in first 6 months of full disbursal.
Note:
1. Above charges are NOT inclusive of Service Tax and other levies. Service Tax and other levies, etc. applicable as per prevailing rate will be charged over and above these charges.
2.Above charges are subject to change without any prior notice.
3. Any services not mentioned above shall be separately charged, as appropriate.
Disclaimer
The information contained in Schedule of Charges herein above is intended for general information purposes and should not be used as a substitute for any form of advice or otherwise be relied upon. All information is subject to change without notice. Development Credit Bank Limited provides the Schedule of Charges for convenience. The information provided herein above does not constitute an offer to extend credit. The actual Schedule of Charges may vary.
DCB Ltd. gives no warranty, express or implied, as to the accuracy, reliability and completeness of any information, provided in the Schedule of Charges and does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on the Schedule of Charges.
Kindly visit or contact any of our Branch Offices for the exact details or seek your own professional help. |
