| Service Charges
- Financial statements for last 2 years
- Income Tax returns for the last 2 assessment
years
- Main / Operative bank account statement of
last 6 months
- Copies of property title and supporting documents
- Identity, signature, address and Tele-contactability
proof
- Passport size photograph
- Partnership deed / MOA and AOA
- Track record in the name of the borrower
Particulars |
Charges |
Loan Processing Charges |
Up to 1.00%
|
Prepayment Charges - possible after 180
days of availing the loan. |
2% on principal outstanding + service
tax. |
No due Certificate
|
NIL
|
Solvency Certificate
|
NIL
|
Charges for late payment of EMI
|
3% p.m. + service tax
|
Cheque bounce charges (per instrument)
|
Rs. 500/- + service tax
|
Cheque swap charges (per set)
|
Rs. 500/- + service tax
|
Service Tax and other govt. taxes, levies, etc.
applicable as per prevailing rate will be charged
over and above these charges.
DCB Ltd. reserves the right to assess charges
on transactions which are not covered by this
schedule and to amend rates stated in this schedule,
without prior or post notice to the Customer.
The said schedule of charges is not exhaustive
and the charges presently mentioned are at the
rates currently prevalent and can be changed,
any time and from time to time, at the sole and
absolute discretion of DCB Ltd. and such changes
shall be final and binding on all the customers
of DCB Ltd.
ROI, MPLR, Base Rate are subjected to change.
*Conditions apply. All loans are
subject to the terms and conditions and are at
the sole discretion of Development Credit Bank
Ltd. Product available in selected centres only.
|