Schedule
Of Benefits and Fees For Free Style Savings Account
BENEFITS |
FEES |
Account Opening Amount |
Nil |
Account Opening Fees* (Inclusive of Service
Tax) |
Single Account: Rs.
1,199/- p.a.
Family Group Account: (For
Min. 2, Max. 4 Accounts) Rs. 2399/- p.a.
for the family group accounts to be collected
from any of the account holders, preferably
from the head of the family. |
Minimum / Average Balance |
Nil |
Account Maintenance Fees (2nd year onward) |
Single Account: Rs.
565/- p.a.
Family Group Account: Rs.
1123/- p.a. |
ATM Limit (Cash withdrawal)
|
Rs.25,000/- per day
|
POS Limit (Merchant transaction)
|
Rs.40,000/- per day
|
Debit Card - Annual Fee |
Single Account : Free
Family Group Account : 2 Accounts will get
Free Debit card and rest of the accounts
would be charged Rs.99/-p.a. each.
|
Replacement of Card
|
Rs.150/-
|
Damaged Card
|
Free
|
Electronic Fund Transfer
|
Free
|
NEFT -outward |
Free |
RTGS-Inward |
Free |
RTGS-Outward |
Free |
Visa Money Transfer
|
Rs.25/- per transaction
|
Personalised Payable at par Cheque Book
|
Free
|
Issue Of loose cheque leaves
|
Rs. 5/- per leaf.
|
Stop Payments
|
Rs.50/- per cheque leaf. Rs.200/- per
series
|
Mobile Banking |
Free |
Internet Banking |
Free |
Phone Banking |
Free |
Utility Bill Payment |
Free |
Usage at DCB ATM
|
Free
|
|
Usage at VISA ATMs
|
Cash Withdrawal and Balance Enquiry (Domestic) |
Free
|
Balance Enquiry (International) |
Rs. 25/- per transaction |
Cash Withdrawal (International)
|
Rs. 125/- per transaction
|
|
Any Branch Banking
(ABB) |
Cash Withdrawal / Deposit at Non Base
Branch
|
Free Cash deposit at non base branch
(Inter-city as well as Intra-city) upto
Rs. 50,000 per transaction, per day. ABB
cash deposited beyond Rs. 50,000 will be
charged, Rs. 0.30p per 1000, Min Rs. 100
and Max. Rs. 3000. |
ABB Funds Transfer
|
Free (Inter- city and Intra - city)
|
ABB Clearing
|
Free (Inter- city and Intra - city)
|
|
Demand Drafts
|
DCB & HDFC Locations
|
Non Cash Transactions
|
Rs. 2 per 1000, Minimum - Rs. 50 &
Maximum - Rs. 5000 |
Cash Transactions
|
Rs. 300 |
|
|
Other Locations
|
Non Cash Transactions
|
Correspondent Bank Chgs + 0.10%
Min Rs. 50 |
Cash Transactions
|
Correspondent Bank Chgs + Rs. 300 |
|
|
Demand Drafts / Payorder
cancellation / Revalidation/Duplicate Issuance
|
Cancellation / Revalidation Charges |
Rs. 50/- per instrument |
Issue of Duplicate Instrument |
Rs. 50/- per instrument |
|
|
Local DD (Payorders)
|
Non Cash Transactions
|
Re.1 per 1000/-, Min. Rs.50/-, Max Rs.3000/-
|
Cash Transactions
|
Rs.300/-
|
|
|
Outstation Cheque
Collection
|
|
Upto 10,000 – Rs. 50 per
instrument(inclusive of Out of Pocket Expenses)
|
DCB & HDFC Locations
Other Locations
|
Rs.10,000 to Rs.1,00,000 – Rs.100
per instrument(inclusive of Out of Pocket
Expenses) |
|
Rs.1,00,001 and above – Rs.150
per instrument(inclusive of Out of Pocket
Expenses) |
|
|
Balance Confirmation
Certificate & Interest Certificate
|
Current Year
|
Free
|
Previous Year upto last 2 years
|
Rs.100/- per year
|
Beyond last 2 years
|
Rs.500/- per year
|
Duplicate
|
Rs.25/- per certificate
|
|
Statement |
Quarterly
|
Free
|
Email - Monthly
|
Free
|
Duplicate Statement
|
Rs 30 per page
More than 1 year = Rs 125 per page
|
Confidential Report
|
Rs.50/- per report
|
Transactions Limit
|
Free
|
|
Standing Instructions
(excluding transfer to/from deposit / loan
a/c & trf to Savings Accounts) |
Setup
|
Rs.50/-
|
Execution
|
Rs.25/- per txn + DD/PO chgs + courier
/ other out of pocket expenses
|
Cheque Issued & Returned (financial
reasons)
|
Rs.300/- per instrument
|
|
Cheque Deposited
& Returned unpaid |
Local
|
Rs.100/- per instrument
|
Outstation
|
Rs.100/- per instrument
|
Charges for Chq appearing in validation
report for Fund reasons
|
Rs.25/- per instrument (except for FD
proceeds and Clearing Regularisation)
|
|
Other Charges
|
Cash Deposit in Denominations lesser
than Rs.50/-
|
500 notes per day free, over that a charge
of Rs.10/- per 100 notes or part thereof.
|
Charges of Old Record
|
0-1 year =Rs.50/- per record, 1-3 year
= Rs.150/- per record, 3 years & above
= Rs.250/-
|
Scheme Transfer Fees
|
Rs.100/-
|
Signature Verification
|
Rs.50/- per document |
Photo Attestation (only if the AOF with
photo is available at the branch)
|
Rs.50/- per attestation |
Account Closure
|
Rs.250/- if closed within a year, else
Rs.100/-
|
PAP Utilisation
|
Free. Outstation centres clearing payment
not to exceed Rs.50,000/- per instrument.
|
ECS Returns
|
Rs.300/- per instruction |
