BENEFITS

FEES

Average Quarterly Balance

N.A

ATM Limit (Cash withdrawal)

Rs. 40,000

ATM Card – Annual Fees

Rs.99/-

Replacement of Card

Rs. 150

Damaged Card

Free

Electronic Funds Transfer –Inward

Free

Electronic Funds Transfer -outward (SWIFT)

Commision - 0.20%, Minimum Rs.250/-
SWIFT charges - Rs.1000/-

RTGS-Inward

Free

RTGS-Outward

Rs.2 per 1000, Minimum-Rs.50/- & Maximum-Rs.5000/-

NEFT-Outward

Free

Visa Money Transfer

Rs. 25 per transaction

Personalized Payable at Par Cheque Book

Re.1 per leaf

Stop Payments

Rs.100 per cheque leaf. Rs.500 per series

Usage at DCB ATM

Free

Usage at VISA ATMs

Cash Withdrawal-Domestic

Rs. 50

Cash Withdrawal-International

Rs. 125

Balance Enquiry

Rs. 25

Any Branch Banking (ABB)

Cash Withdrawal / Deposit at Non Base Branch (Third Party transactions not permitted)

5 free ABB Cash transactions per month
(Inter-city as well as Intra-city)
Maximum of Rs. 50000 per transaction per day.
Rs. 200 per transaction beyond the
specified limits. ABB Cash withdrawals
above Rs. 50000 per day not permitted.

ABB Funds Transfer

Intercity Transfers- Re.1 per Thousand for every intercity transfer transactions (Min.Rs.50, Maximum Rs.3000) Intracity Transfers - Free

ABB Clearing

Intracity Clearing: Free Intercity Clearing: Free up to Rs.50,000/- per day,DD charges apply for cheques deposited beyond Rs.50,000/- per day.

Demand Drafts

DCB & HDFC Locations :

Non Cash Transactions

Rs.2 per 1000, Minimum-Rs.50/- & Maximum-Rs.5000/-

Cash Transactions

Rs.300

Other Locations:

Non Cash Transactions

Correspondent Bank Chegues + 0.10%
Min Rs. 50

Cash Transactions

Correspondent Bank Chegues
+ Rs. 300

Demand Drafts / Pay-order cancellation / Revalidation & Duplicate issuance

Cancellation/Revalidation

Free

Issue Of Duplicate instrument

Rs. 50/- per instrument

Local DD (Pay-orders)

Non Cash Transactions

Re. 1 per 1000 , Minimum Rs.50/- , Maximum Rs.3000/-

Cash Transactions

Rs. 300

Foreign Demand Draft

Commision

0.20%, Minimum Rs.250/-

Service Tax

As applicable. At present it is 12.36%

Outstation Cheque Collection:

DCB & HDFC Locations

0.25% (Minimum- Rs.25/- & Maximum-Rs. 5000/-) + Out of pocket expenses*

Other Locations

Rs. 3 per 1000 (Min. Rs. 50
Maximum Rs. 5000) + Out of pocket expenses*

Balance Confirmation Certificate & Interest Certificate

Current Year

Free

Previous Year up to last 2 years

Rs.100 per year

Beyond last 2 years

Rs. 500 per year

Duplicate

Rs. 50 per certificate

Statement Of Account

Email Monthly

Free

Monthly

Free

Quarterly

N.A

Daily

Rs.50 per page

Weekly

Rs.1500 p.a

Fortnightly

Rs.750 p.a

Duplicate Statement

Rs.50 per page.

Confidential Report

Free

Standing Instructions (excluding transfer to/from deposit / loan a/c
& transfer to Savings Accounts)

Setup

Rs. 100

Execution

Rs. 50 per transaction + DD/PO Charges
+ courier/other out of pocket expenses

Cheque Issued & Returned
(financial reasons)

Rs. 300 per instrument

Cheque Deposited & Returned unpaid

Local

Rs. 50 per instrument

Outstation

50% of collection chegues
(Minimum. Rs. 100)

Charges for Chq appearing in validation report for Fund reasons

Rs. 25 per instrument (except for FD proceeds and Clearing Regularization)

Other Charges

Cash Deposit in Denominations
lesser than Rs. 50/-

500 notes per day free, over that a
charge of Rs. 10 per 100 notes
or part thereof.

Charges of Old Record

0-1 year = Rs. 50 per record.
1-3 year = Rs. 150 per record.
3 years & above = Rs. 250

Signature Verification

Rs. 50 per document

Photo Attestation (only if the AOF
with photo is available at the branch)

Rs. 100 per attestation

Issue Of loose cheque leaves

Rs. 5/- per leaf.

Account Closure

Rs 500/- if closed within a year else Rs 200/-

ECS Returns

Rs. 300/- per instruction