Schedule
Of Benefits and Fees For NRO Savings Account
BENEFITS |
FEES |
Average Quarterly Balance |
N.A |
ATM Limit (Cash withdrawal) |
Rs. 40,000 |
ATM Card - Annual Fees |
Free |
Replacement of Card |
Rs. 150 |
Damaged Card |
Free |
Electronic Funds Transfer -Inward |
Free |
Electronic Funds Transfer -outward (SWIFT) |
Commision - 0.20%, Minimum Rs.250/-
SWIFT charges - Rs.500/- |
RTGS-Inward |
Free |
RTGS-Outward |
Rs.2 per 1000, Minimum-Rs.50/- &
Maximum-Rs.5000/- |
NEFT-Outward |
Free |
Visa Money Transfer |
Rs. 25 per transaction |
Personalized Payable at Par Cheque Book
|
Free |
Issue Of loose cheque leaves |
Rs. 5/- per leaf. |
Stop Payments |
Rs. 50/- per cheque leaf.
Rs. 200/- per series
|
Usage at DCB ATM |
Free |
|
Usage at VISA ATMs
|
Cash Withdrawal-Domestic |
Rs. 50 |
Cash Withdrawal-International |
Rs. 125 |
Balance Enquiry |
Rs. 15 |
|
Any Branch Banking
(ABB) |
Cash Withdrawal / Deposit at Non Base
Branch (Third Party transactions not permitted) |
3 withdrawals & 1 deposit per month
at Non Base Branch (Intercity as well as
Intra City Branches) Max. Transaction amount
- Rs.50,000/-, Charge of Rs.100 per transaction
for ABB Cash Deposits beyond Rs.50000/-per
transaction, per day as well as for any
incremental transaction over and above the
limit (i.e.3 Withdrawals + 1 Deposit). ABB
Cash Withdrawal exceeding Rs.50000 not permitted.
From 2nd ABB Cash deposit onwards both charges
will apply if the transaction exceeds the
limits. |
ABB Funds Transfer |
Intercity Transfers- 2 Free Transactions
per month, Maximum-Rs.50000 per transaction.
Re.1 per Thousand, Min.Rs.50, and Maximum
Rs.3000 for will apply beyond 2 ABB transactions
in a month as well as for transactions exceeding
Rs.50000/- per transaction, per day. Intracity
Transfers - Free |
ABB Clearing |
Intracity Clearing: Free Intercity Clearing:
Free up to Rs.50,000/- per day,DD charges
apply for cheques deposited beyond Rs.50,000/-
per day. |
|
Demand Drafts
|
DCB
& HDFC Locations : |
Non Cash Transactions |
Rs.2 per 1000, Minimum-Rs.50/- &
Maximum-Rs.5000/- |
Cash Transactions |
Rs.300 |
Other Locations: |
Non Cash Transactions |
Correspondent Bank Chgs + 0.10%
Minimum Rs. 50
|
Cash Transactions |
Correspondent Bank Chgs
+ Rs. 300
|
Demand
Drafts / Payorder cancellation / Revalidation
& Duplicate issuance |
Cancellation/Revalidation |
Rs. 50/- Per Instrument |
Issue Of Duplicate instrument |
Rs. 50/- per instrument |
Local DD (Pay-orders)
|
Non Cash Transactions |
Re. 1 per 1000 , Minimum Rs.50/- , Maximum
Rs.3000/- |
Cash Transactions |
Rs. 300 |
| |
Foreign Demand Draft
|
Commision |
0.20%, Minimum Rs.250/- |
Service Tax |
As applicable. At present it is 12.36% |
| |
Outstation Cheque
Collection: |
DCB & HDFC Locations |
0.25% (Minimum- Rs.25/- & Maximum-Rs.
5000/-) + Out of pocket expenses* |
Other Locations |
Rs. 3 per 1000 (Min. Rs. 50
Maximum Rs. 5000) + Out of pocket expenses*
|
|
Balance Confirmation
Certificate & Interest Certificate |
Current Year |
Free |
Previous Year up to last 2 years |
Rs.100 per year |
Beyond last 2 years |
Rs. 500 per year |
Duplicate |
Rs. 25 per certificate |
|
Statement Of Account
|
Email Monthly |
Free |
Quarterly |
N.A |
Monthly |
Free |
Duplicate Statement |
Rs.25/- per page. More than 1 year =
Rs 100/- per page |
Confidential Report |
Rs. 50 per report |
|
Standing Instructions
(excluding transfer to/from deposit / loan
a/c
& transfer to Savings Accounts) |
Setup |
Rs. 50 |
Execution |
Rs. 25 per transaction + DD/PO charges
+ courier/other out of pocket expenses
|
Cheque Issued & Returned
(financial reasons) |
Rs. 300 per instrument |
| |
|
Cheque Deposited
& Returned unpaid |
Local |
Rs. 50 per instrument |
Outstation |
50% of collection cheques
(Minimum. Rs. 100)
|
Charges for Chq appearing in validation
report for Fund reasons |
Rs. 25 per instrument (except for FD
proceeds and Clearing Regularization) |
|
Other Charges |
Cash Deposit in Denominations
lesser than Rs. 50/-
|
500 notes per day free, over that a
charge of Rs. 10 per 100 notes
or part thereof.
|
Charges of Old Record |
0-1 year = Rs. 50 per record.
1-3 year = Rs. 150 per record.
3 years & above = Rs. 250
|
Scheme Transfer Fees |
Scheme changes to Lower AQB Scheme Code
can be made only during first week of financial
quarter through a written request. Rs.200/-
charges applicable for changing from higher
AQB to lower AQB. No charge would be applicable
for changing from lower AQB |
Signature Verification |
Rs. 50 per document |
Photo Attestation (only if the AOF
with photo is available at the branch)
|
Rs. 50 per attestation |
Account Closure |
Rs. 250 if closed within a year,
else Rs. 100
|
ECS Returns |
Rs. 300/- per instruction |
|
